Earning and Spending

GoByte is designed from the ground up to function as digital cash. This documentation discusses how and where GoByte users can manage all of their personal finances using GoByte.


A range of services and businesses are available to convert your wage to and from GoByte as you receive it. It is of course easiest to receive payment from your employer in GoByte directly, however this may not always be an option. PlusBit’s GoByte POS App allows you to invoice and receive payment from any employer, practically anywhere in the world, and have a percentage of your wage immediately converted to GoByte. You can then withdraw your wage to any GoByte wallet for spending or saving.


Merchant Directory

GoByte can be spent in hundreds of stores and services both online and in physical locations.


Discover GoByte lists businesses around the world accepting GoByte, sorted by category. It’s easy to add your business to the list, and also features a short introduction for new GoByte users. The site is maintained by GoByte Nation, and you can join the Telegram group here.

Debit Cards

Debit cards work by prepaying in GoByte to load the account, then withdrawing cash from an ATM or spending online or anywhere debit/credit cards are supported. The GoByte is either exchanged at the time of purchase or in advance.

The rapidly evolving approach to regulation of cryptocurrencies such as GoByte and instant exchange solutions such as ShapeShift means that availability of debit cards cannot be guaranteed in any or all jurisdictions. Check with the following providers for updates on the availability of GoByte debit cards.

Disclaimer: This list is provided for informational purposes only. GoByte Core is not liable for any funds transmitted in error to these providers, or for the accuracy of information on this page.



Spend offers Simple, Preferred and Black Visa cards accepted at over 40 million locations worldwide. Linked with the Spend Wallet, the system allows you to buy or deposit GoByte, which is then converted to the appropriate local fiat currency and loaded on the Spend Visa Card for use in purchase and ATM withdrawals.



In the Crypto.com Wallet & Card App, users can purchase GBX at true cost with no fees - with credit card and bank transfer both supported. Holders of Crypto.com’s MCO Visa card can also use GBX, making it easy to convert cryptocurrencies into fiat currencies and spend at over 40 million merchants globally.



The PolisPay Card is one of the fastest, easiest ways to turn your GoByte into fiat currency. You can use your PolisPay Card for online shopping and at any brick and mortar retailer that accepts MasterCard® debit cards. You can also withdraw cash at any MasterCard®-compatible ATM.


Taxation law is different depending on where you qualify as a resident for tax purposes. The following services are available to help you calculate your tax obligations.